Observations on the importance in purchases of land, or mercantile adventures, of ascertaining the rates or laws of mortality among Europeans, by chronic diseases and hot climates : on the data necessary for constructing tables to show the probable duration of a disease : illustrations of the progress of mania, melancholia, craziness, & demonomania, as displayed in Shakespeare's characters of Lear, Hamlet, Ophelia, and Edgar : on the comparative danger of first and subsequent child-births : with an appendix, containing the form of a deed for establishing a joint-stock company, without requiring the aid of Parliament, or the incumbrance of an Act to sue and be sued / by George Farren.

  • Farren, George.
Date:
1826
Catalogue details

Licence: Public Domain Mark

Credit: Observations on the importance in purchases of land, or mercantile adventures, of ascertaining the rates or laws of mortality among Europeans, by chronic diseases and hot climates : on the data necessary for constructing tables to show the probable duration of a disease : illustrations of the progress of mania, melancholia, craziness, & demonomania, as displayed in Shakespeare's characters of Lear, Hamlet, Ophelia, and Edgar : on the comparative danger of first and subsequent child-births : with an appendix, containing the form of a deed for establishing a joint-stock company, without requiring the aid of Parliament, or the incumbrance of an Act to sue and be sued / by George Farren. Source: Wellcome Collection.

Provider: This material has been provided by The Royal College of Surgeons of England. The original may be consulted at The Royal College of Surgeons of England.

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    mits of Europe, which has rendered life insurance difficult of attainment by persons under such cir- cumstances. Indeed, the sufferer from disease has found it impossible to obtain insurance on any terms; and the traveller has been only able to pro- cure it at a price, which was held to greatly ex- ceed all possible risk of loss from the effects of a climate, the influence of which on an European constitution no pains had been taken to ascertain. These have heretofore been the leading- difficul- ties in the way of granting indemnity to the fami- lies of travellers, or of persons of declining health ; but, in addition to these, it has been found that a large majority of the Life Assurance Societies are so constituted as to be unable^ with even the common appearance of justice, to grant such assurances. This difficulty may be illustrated by an example. Suppose an Institution so constituted as to give one portion of profits to shareholders, and another to policy-holders; or suppose the whole savings or profits to be divided amongst the policy-holders only. In either case, no just distribution of bonuses could be made except in proportion to the amount of premiums paid by the respective parties assured. If then 20 Englishmen, respec- tively aged twenty, were insured for equal sums, each would pay a corresponding premium; and all being healthy and resident in England, all would have the same probable duration of life; which probable duration would be ascertained by